Your Guide To Dental Insurance In Bethel Park, Pennsylvania
Making High-Quality Orthodontic Care Affordable
When you or a family member want all the benefits of seeing a Bethel Park orthodontist for a straight, beautiful smile you love, dental insurance is a great tool for making it more affordable. And when you’re lucky enough to have an employer who provides it, you may as well take advantage of it. At Cartwright Orthodontics, our team are “insurance experts” and can help you better understand your benefits to make high-quality orthodontic care easy and affordable. We’re here to help, so if you have any questions about your plan, don’t hesitate to contact us!
How Dental Insurance Works
Dental insurance plans and benefits vary quite a bit, so start by spending some time looking at your individual plan guidelines. Even the same insurance company offers different plans, some of which cover braces and some that don’t. If your plan doesn’t include orthodontic benefits, you may have the option of supplementing it to get coverage for you and your family members.
One common type of plan is called PPO (Preferred Provider) which is flexible and allows you to choose an orthodontist. However, you’ll pay less out of pocket costs with an in-network orthodontist than one who’s out of network. PPO plans also have an annual maximum, which is the total amount of money they’ll pay towards your dental and orthodontic treatment in a calendar year.
Typically, orthodontic coverage will cover a percentage of the following services:
- Orthodontic treatment
- Pre- and post-orthodontic treatment
If you’re ever confused about your orthodontic coverage, don’t hesitate to contact us. We’re happy to help and can assist you in figuring out what your policy covers so there aren’t any surprises later on.
What is the Difference Between Dental & Medical Insurance?
There are some fundamental differences between dental and medical insurance. Dental insurance is often focused on prevention and offers more coverage for procedures that maintain oral health, including the correction of bite and alignment issues, to minimize problems later on.
Medical insurance is typically geared more towards coverage for emergencies and treatment of more serious health conditions.
In-Network VS Out of Network
Whether your coverage is in-network or out of network with our office, we’ll help you understand your coverage and treatment costs and will file your claim with your insurance company.
Having a plan that’s in-network with Cartwright Orthodontics is a great way to get great orthodontic care at affordable rates. We’re in-network with the following plans:
- United Concordia
- Delta Dental
Out of Network
With an out of network plan that includes orthodontic coverage, your costs may be a bit higher. Having said that, oftentimes you’ll still get many of the same benefits, so it’s well worth it to have us look into your plan. In fact, many of our patients have out of network insurance but choose to get treatment here because it still makes our services much more affordable.